Employment Practices Liability Insurance (EPLI) – Why You Need It and Ways to Avoid Employment-Related Lawsuits

All types of employers in any size company are sued by employees more often than you think.  In recent years, over 100,000 administrative actions were filed with federal and state regulators.  Whether you employ 1 person or 100 people, EPLI can protect you from the financial responsibilities an employment lawsuit can incur.  EPLI provides financial protection from claims that involve discrimination, retaliation, sexual harassment, etc.  EPLI can also protect you from administrative actions involving wrongful discharge, defamation, invasion of privacy, etc.  Lastly, EPLI will cover the cost for defense specializing in employment law. 

Is Your Private Practice Fully Covered?

Running a private practice includes the storing and using of personal and private data that includes things like emails, patient files, financial records, inventories, etc.  Nowadays, with technology advancing so quickly, a risk of breach in the business network and private data is so high that private practices and doctors’ offices are now seeking out cyber liability insurance.  This insurance can cover you in the following situations: