Full Spectrum Coverage for You

THE HUB OF RISK & POLICY MANAGEMENT AND GUIDANCE PROVIDED TO YOUR ORGANIZATION AND EXECUTIVE LEADERS

Healthcare-Focused Coverage Options

WE UNDERSTAND YOUR PRACTICE BY FOCUSING ON PROVIDING INSURANCE SERVICES SOLEY FOR HEALTHCARE

Review Multiple Policies and Offers

SEARCH ONLY THE BEST INSURANCE COMPANIES TO COVER YOUR HEALTHCARE PRACTICE WITH PROPER COVERAGE

According to the *2017 Hiscox Guide to Employee Lawsuits, California is at 46% increase than the national average in an employment charge filed against them. Employment Practices Liability can arise in every type of organization, without regard to size or structure. With multi-million dollar settlements that continue to headlines hundreds of companies are faces with employment issues daily.

The Policy will cover the Directors, Officers & Employees, Former Employees, Temporary Employees, Partners, Spouses, Independent Contractors and Volunteers. And of course, the Physician.

Without employment practices liability insurance, you would face an average $160,000 payment for defense and settlement charges.

What does employment practices liability insurance for physicians cover?

At any time, any day, an employee can turn for good or ill-advised reasons, on their employer. Accusing leaders and owners of discrimination, breach of contract, wrongful discipline, failure to grant tenure, defamation-humiliation, civil rights and more. For the Physician-Business Owner/Operator, this means walking on a thin line and self-insuring if adequate coverage is not provided.

“ Retaliation was the most prevalent charge category, named in nearly half of all charges. In many cases, more than one category was cited. “ - 2017 Hiscox Guide to Employee Lawsuits*

What happens if someone files a claim or suit?

Physicians in California who only have Malpractice Insurance are not covered by this policy. An Employment Practice Liability Policy specifically designed for the Physician-Business Owner/Operator will protect you in judgements, back pay, punitive & exemplary damages, full prior acts, & choice of counsel options.

With additional coverage options such as Third Part Coverage, FLSA Violation Claim Defense Expenses, & Regulatory Immigration Investigation Claim Defense Expenses available.

The Insurance Company Standard

ONLY THE BEST OF CARRIERS WITH STRONG FINANCIAL STRENGTHS & DEFENSE PROGRAMS

We look for only the best in the Insurance Companies and Medical Malpractice Coverage Providers when connecting to the available market of carriers.

The Brokerage Service Standard

WE WORK FOR OUR CLIENTS, NOT THE INSURANCE COMPANIES

Our business model allows us to shop multiple insurance providers without any additional costs to you. Insurance premiums are set from the insurer with pre determined commissions to the agents. Let us work for you!