Depending on where you live, there are a number of “admitted” and “non-admitted” insurance companies in your state providing coverage. The most important factor is to make sure their financial rating and security is solid. This information is publicly available and also should be researched by your agent/broker. Here are some of the Insurance Companies we work with.
NATIONAL FIRE & MARINE
THE DOCTORS COMPANY
Lloyds of London
Insurance for Medical Malpractice Insurance typically cannot be purchased at an hourly rate. If you are a locum tenen or a medical student looking for time customized coverage, there are options to buy coverage for a set number of months that include tail coverage to protect your prior acts once the policy is expired.